tax planning Archives - Apollon Financial

Roth Conversions: Smart Planning or Tax Trap?

Roth Conversions: Smart Planning or Tax Trap? By Jim McGowan, CFP®| Apollon Financial “Should I Do a Roth Conversion?” That’s a common question I hear from so many people, especially…

Jim McGowanSeptember 11, 2025

Comparison chart showing Pre-Tax vs. Roth 401(k) contributions, investment growth, taxes, and after-tax retirement value assuming equal tax rates and returns

Jim McGowan Blog

Pre-Tax vs. Roth 401(k): Does It Really Matter?

Pre-Tax vs. Roth 401(k): Same Growth, Different Path By Jim McGowan, CFP®| Apollon Financial If you’ve ever wondered whether a pre-tax or Roth 401(k) is better for your retirement, you’re…

Jim McGowanJune 30, 2025

Jim McGowan Blog

Backdoor Roth Contributions — How To Do Them Right

Backdoor Roth Contributions — How To Do Them Right By Jim McGowan, CFP®| Apollon Financial Roth IRAs are a smart way to build tax-free retirement income. But if your income…

Jim McGowanJune 3, 2025