Spillover Election Archives - Apollon Financial

Title graphic reading ‘Make the Most of your Merck 401(k): Spillover Election and Roth Conversion Benefits’ with a subheading asking, ‘Are you getting the full match on your Merck 401(k)?’ in white text on a blue background

Maximize Your Merck 401(k): How the Spillover Election and Roth Conversion Boost Your Retirement Savings

Making the Most of your Merck 401(k): How the Spillover Election and Automatic Roth Conversion Work Together By Jim McGowan, CFP® For Merck employees, understanding the details of your 401(k)…

Jim McGowanOctober 21, 2025