Making the Most of your Merck 401(k): How the Spillover Election and Automatic Roth Conversion Work Together By Jim McGowan, CFP® For Merck employees, understanding the details of your 401(k)…
Jim McGowanOctober 21, 2025
Pre-Tax vs. Roth 401(k): Same Growth, Different Path By Jim McGowan, CFP®| Apollon Financial If you’ve ever wondered whether a pre-tax or Roth 401(k) is better for your retirement, you’re…
Jim McGowanJune 30, 2025
When most people hear “retirement planning,” they think about one thing—saving enough. But real retirement planning is so much more than setting a number. It’s about aligning your finances with…
Jim McGowanJune 23, 2025