When it comes to RSUs, most people default to one of these paths without giving it much thought: 1. Hold the shares and wait for a price target that exists…
Jim McGowanApril 16, 2026
Roth Conversions: Smart Planning or Tax Trap? By Jim McGowan, CFPยฎ| Apollon Financial โShould I Do a Roth Conversion?โ Thatโs a common question I hear from so many people, especially…
Jim McGowanSeptember 11, 2025
Merck Pension: Should You Take the Lump Sum or Monthly Annuity? By Jim McGowan, CFPยฎ| Apollon Financial โ
Lump Sum: Flexibility with Responsibility Pros: Control & Flexibility: You have…
Jim McGowanSeptember 2, 2025
What Every Merck Employee Should Know About Your Pension By Jim McGowan, CFPยฎ INTRODUCTION As a Merck employee, your pension is a significant piece of your retirement picture. Yet with…
Jim McGowanAugust 26, 2025
Pre-Tax vs. Roth 401(k): Same Growth, Different Path By Jim McGowan, CFPยฎ| Apollon Financial If youโve ever wondered whether a pre-tax or Roth 401(k) is better for your retirement, youโre…
Jim McGowanJune 30, 2025