Pre-Tax vs. Roth 401(k): Same Growth, Different Path If you’ve ever wondered whether a pre-tax or Roth 401(k) is better for your retirement, you’re not alone. It’s one of the…
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When most people hear “retirement planning,” they think about one thing—saving enough. But real retirement planning is so much more than setting a number. It’s about aligning your finances with…
Recently, I received a heartfelt letter from a client. “Thank you for your calm guidance in these matters. Admiration and appreciation from the bottom of my heart.” This note reminded…
Five years ago, I was interviewed on NBC Morning News during one of the most turbulent times in modern history. The pandemic was disrupting lives, rattling markets, and challenging even…
Merck professionals: Are you maxing out your 401(k) too early? Learn how contribution timing could impact your employer match—and how to avoid leaving money on the table. If you’re aiming…
✅ Click Here to download the complete flow chart to guide you on making Backdoor Roth contributions the right way. Don’t worry…I won’t ask for your email. Roth IRAs are…
I’m a local financial advisor near Merck’s West Point campus and I’ve had the privilege of working with Merck professionals for 17 years, and in my opinion one of the…
Many Americans aspire to leave a financial legacy. According to a recent survey by Empower, 40% of Americans say leaving an inheritance for their children is part of having a happy…
After-tax 401(k) contributions are a lesser-known retirement savings strategy that can significantly boost your nest egg. Here’s what you need to know: Max contribution to your 401(k) for 2024 =…
Every four years, the United States elects a president, and like clockwork, the stock market becomes a headline topic. Will the market rise or fall with the new administration? Will…