Backdoor Roth Contributions — How To Do Them Right
By Jim McGowan, CFP®| Apollon Financial
Roth IRAs are a smart way to build tax-free retirement income. But if your income is too high to contribute directly, the Backdoor Roth strategy can be a great workaround — when done correctly.
Unfortunately, I’ve seen too many people, accountants and even advisors trip over the details. The steps seem simple, but there are common pitfalls, including potential pro-rata tax liabilities.
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- Merck Pension: Should you take the Lump Sum or Monthly Annuity?
This post is for informational purposes only and not individual tax or investment advice. Always consult your own advisor regarding your specific situation.
