Recently, I received a heartfelt letter from a client. “Thank you for your calm guidance in these matters. Admiration and appreciation from the bottom of my heart.” This note reminded…
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Merck professionals: Are you maxing out your 401(k) too early? Learn how contribution timing could impact your employer match—and how to avoid leaving money on the table. If you’re aiming…
Backdoor Roth Contributions — How To Do Them Right By Jim McGowan, CFP®| Apollon Financial Roth IRAs are a smart way to build tax-free retirement income. But if your income…
I’m a local financial advisor near Merck’s West Point campus and I’ve had the privilege of working with Merck professionals for 17 years, and in my opinion one of the…
If you’ve ever thought about working with a financial professional but hesitated, you’re not alone. Here’s what most people are really thinking when they start looking for help—and why those…
Many Americans aspire to leave a financial legacy. According to a recent survey by Empower, 40% of Americans say leaving an inheritance for their children is part of having a happy…
After-tax 401(k) contributions are a lesser-known retirement savings strategy that can significantly boost your nest egg. Here’s what you need to know: Max contribution to your 401(k) for 2024 =…
Every four years, the United States elects a president, and like clockwork, the stock market becomes a headline topic. Will the market rise or fall with the new administration? Will…
RSUs are a topic my clients and I typically discuss every year when they vest or when they’re thinking of changing companies. They seem simple since they’re automatically granted and…
Thinking about Retirement? I’ve had the privilege of working with Merck employees for 17 years, and one of the best benefits Merck offers is the Pension plan. How Does the…