I’m a local financial advisor near Merck’s West Point campus and I’ve had the privilege of working with Merck professionals for 17 years, and in my opinion one of the most valuable benefits Merck offers is the 𝟰𝟬𝟭(𝗸) 𝗺𝗮𝘁𝗰𝗵. Many clients share that as their 401(k) balance grows, they start feeling less comfortable managing it on their own. That’s where I may be able to help.
Here’s how the Merck 401(k) Savings Plan match works:
✅ 100% match on the first 3% you contribute
✅ 50% match on the next 3%
💡 If you’re contributing at least 6%, that’s an additional 4.5% going toward your retirement*.
But that’s just the starting point. Depending on your age and income, you may be able to contribute even more, including after-tax dollars. And as your balance grows, so does the importance of monitoring your portfolio strategy.
Through Apollon Financial, we build and manage custom portfolios within your Merck 401(k) using the Fidelity Brokerage-Link account ®. This can provide greater control and diversification — 𝗯𝗲𝘆𝗼𝗻𝗱 𝘁𝗵𝗲 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗹𝗶𝗻𝗲𝘂𝗽 𝗼𝗳 𝗳𝘂𝗻𝗱𝘀 — allowing for a more customized approach in today’s unpredictable markets.
If you ever have questions, whether it’s about your 401(k), pension, RSUs, investments or anything else, I’m happy to have a quick conversation.
Feel free to reach out anytime!
Apollon Financial LLC (“Apollon”) is an investment advisor registered with the SEC. The information provided is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product or service.
*The match percentages described are based on information available at the time of writing and are subject to change by the plan sponsor.
